Terms of Use for AccidentMedicalCoverage.com
Welcome to AccidentMedicalCoverage.com (the "Website"), proudly owned and operated by Landsman Insurance Services, LLC. We’re here to help you protect yourself from unexpected medical expenses by connecting you with reliable accident medical insurance options. Please take a few minutes to review the following terms and conditions ("Terms of Use") that govern your use of our Website.
Acceptance of Terms
By using this Website, you agree to these Terms of Use. If you do not agree, please discontinue use of the Website.
About AccidentMedicalCoverage.com
AccidentMedicalCoverage.com is wholly owned by Landsman Insurance Services, LLC, a licensed insurance broker. We offer accident medical insurance plans underwritten by third-party insurance companies. AccidentMedicalCoverage.com and Landsman Insurance Services, LLC are not insurance underwriters. We do not issue insurance policies ourselves; instead, we help you access products provided by reputable insurers. Coverage decisions, claims, and policy obligations are the sole responsibility of the issuing insurance companies.
Using Our Website
We grant you a limited, nonexclusive, nontransferable license to access and use AccidentMedicalCoverage.com and its content for your personal or internal business purposes only. Landsman Insurance Services, LLC may revoke this access at any time.
A Few Important Rules:
The Website is for personal use only. Do not copy, modify, sell, or redistribute content for commercial purposes without written permission.
You may not use automated tools (e.g., bots, scrapers) to access or monitor the Website without authorization.
Reverse engineering, disassembling, or creating derivative works from this Website is prohibited.
Your use must comply with U.S. export laws and any applicable local laws.
Information, Not Professional Advice
Content on this Website is provided for general informational purposes only and does not constitute professional insurance, legal, or financial advice. Always consult a licensed professional for guidance specific to your situation.
Availability of Products and Services
Some products and services described on AccidentMedicalCoverage.com may not be available in all locations. We do not offer insurance products in jurisdictions where doing so would be illegal or where we are not licensed.
Users access the Website on their own initiative and are responsible for complying with applicable laws. Unauthorized export or download of materials may violate U.S. or other export control laws.
Intellectual Property
All content on this Website is protected by U.S. and international copyright, trademark, and other intellectual property laws. You agree to respect these rights and not infringe upon them.
Sharing Content
If you submit content to AccidentMedicalCoverage.com, you grant Landsman Insurance Services, LLC a royalty-free, perpetual, irrevocable, nonexclusive right and license to use, reproduce, adapt, publish, translate, distribute, and display it globally.
Registration
Some areas of the Website may require user registration. You agree to provide accurate, current information and to maintain the confidentiality of your login credentials. You are responsible for all activity under your account.
Keeping Things Updated
We strive to keep the Website current and accurate but cannot guarantee it will always be error-free, secure, or uninterrupted. We may modify or remove content at any time without notice.
Links to Other Sites
AccidentMedicalCoverage.com may contain links to third-party websites. Landsman Insurance Services, LLC is not responsible for the content, policies, or services of those external sites.
Disclaimer
AccidentMedicalCoverage.com and its content are provided "as is." Landsman Insurance Services, LLC makes no warranties, express or implied, regarding the Website or any insurance products offered. Insurance policies are governed by the terms of the issuing insurers.
Limitation of Liability
Landsman Insurance Services, LLC is not liable for any damages or losses arising from your use of this Website or its content.
Governing Law
These Terms of Use are governed by the laws of the United States and the State of New Jersey, without regard to its conflict of law principles.
Privacy
Your use of AccidentMedicalCoverage.com is also governed by our [Privacy Policy] and [Cookie Policy], which we encourage you to read carefully.
Changes to These Terms
We may revise these Terms of Use from time to time. Any updates will be posted here. Continued use of the Website after changes are made constitutes your acceptance of the updated Terms.